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Ricavo Capital is not a lender and does not make loans or credit decisions. Ricavo Capital provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. Ricavo Capital does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use Ricavo Capital service to initiate contact, nor apply for credit or any loan product with any service provider or lender. This service is not available in all states.